Get 3.5% interest p.a .
811 savings account.
Top banking services.
No Paperwork.
Only Bank with zero balance account facility.
Are you looking to open a new zero balance account online ? Now, open a digital savings account using Aadhaar Card, PAN Card along with other details. Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Resident Indian individuals only). Kotak 811 Digital Savings Account lets you apply for zero balance savings account or an 811 Edge Digital savings account based on your needs, which acts as a one-stop solution for all your financial needs and day to-day transactions.
A zero balance savings account is a type of savings account where account holders do not have to maintain any average monthly balance (AMB).
1. There are no minimum-balance commitments in a zero balance savings account. So, you can spend even the last rupee in your account without worrying about penalties.
2. You can open a digital zero balance account online from the comfort of your home. All you need is your PAN and Aadhaar number.
3. Earn the prevailing interest on your zero balance savings account deposits.
4. With your zero balance account, enjoy facilities such as debit cards, cheque books, internet banking and mobile banking.
5. Open a zero balance savings account instantly through Aadhaar OTP verification. Then, complete the full KYC process of your account through in-person verification within 12 months by visiting your nearest bank branch or booking an appointment.
Get the full-fledged award-winning 811 experience - with unlimited account validity and unrestricted deposits and spends. Just complete your Full KYC verification right at your doorstep.
811 ZERO BALANCED SAVING ACCOUNT